OPPORTUNITY

As part of the reinforcement of its sales force, PECTEN EMPLOYEES COOPERATIVE CREDIT UNION (PECCU – BOD) is recruiting trainee Credit and Collection Officers with the possibility of being confirmed in the position after their probationary period.

Number of trainee: 05

Place of work: Douala

Missions:

Placed under the responsibility of the Director General, the main missions of the trainee loan and collection officer are to create, develop, manage a healthy portfolio of credits and recover doubtful and immobilized debts.

Main activities: 

• Prospect customers;
• Analyze credit applications;
• Determine the creditworthiness of customers;
• Determine repayment capacity based on credit demand;
• Analyze all the risks inherent in a loan file;
• Draft briefing notes for the credit committee;
• Follow the steps of the credit process;
• Ensure the repayment of loans from clients in its portfolio;
• Monitor the evolution of clients' activity and the use they make of their loan;
• Ensure the management of pre-litigation with defaulting clients in compliance with the rules in force;
• Verification of the level of provision of impaired claims of the institution as well as reversals of provisions;
• The conduct of actions specific to pre-litigation (field visits, heritage evaluation, drafting of memoranda of understanding, etc.) ;
• The validation of summary notes in each file retracing the history of relations with the debtor and indicating the amounts to be recovered and the actions taken;
• Preparation and participation in litigation/recovery committees, followed by drafting of related reports;  
• The monthly reporting of the activities of its field of activity (recovery, file entries, sales seizures, etc ....
• Sell all products and services offered by the institution to any potential client.

Required skills:

• Good knowledge of financial analysis;
• Good knowledge of the microfinance and/or banking sector;
• Knowledge of sales techniques and commercial negotiation;
• Good knowledge of office tools: Word and Excel.

Required profile: 

Behavioural skills:

• Integrity and sense of moral values;
• Client orientation and results orientation;
• Analytical and synthesis skills;
• Communicational skills;
• Teamwork;
• Open-mindedness and dynamism.

Formation:

• Minimum BAC+3 in Management Sciences, Marketing, Commerce and Sales, Accounting, Banking and Finance, Law or other related disciplines;
• English–French bilingualism would be an asset.
• Experience in the field of credit is desirable.

HOW TO POSTULATE?

Apply by sending your CV and a cover letter specifying your city of residence to: .  

Deadline for receipt of applications: 30th June 2023.